The receivables exchange · Est. 2026

Your invoices are already volatile. Trade them.

Float is a professional receivables exchange for the self-employed. List the invoice, watch the candles, and exit the position before the client exits the relationship.

Open the terminal Read the fee schedule

Receivables are not securities, except where they behave like securities, which is always. Float Clearing LLC is not a bank, a broker, or a licensed anything. Past client behavior is a reliable indicator of future client behavior.

HNDRSN Henderson & Associates · logo refresh · Net-30, day 74
AWAITING REPLY
61¢ ▾ 9¢ since “circling back”
Bid
61¢ / $1
Ask
64¢ / $1
Face value
$850.00
Follow-ups sent
2 of 3

Live pay probability, 30 days. List an invoice →

$4.2Min receivables listed
61¢average opening bid, per dollar owed
14,208client relationships stop-lossed
0invoices paid faster as a result
Instruments

Institutional-grade infrastructure for money you are owed personally.

The Receivables Order Book

List any Net-30 invoice on a live public order book and let the market price your client's intentions. Bids open at 61 cents on the dollar. That number is based on data.

10x Hour Margin

Borrow against your own future billable hours at up to 10x leverage. Take a sick day and our risk engine liquidates your Thursday automatically. Discipline, outsourced.

Client Volatility Index

Every client gets a ticker and a candlestick chart built from their payment history. Set a stop-loss on the relationship. When it triggers, we send the goodbye email from a no-reply address.

Market commentary

Positions held by participants of record.

I shorted my own Q3 and it is the only position that has ever gone my way.
Dana Okafor
Dana OkaforFreelance brand strategist, currently between rebrands
Float liquidated my biggest client before I got emotionally attached. I have not written a third follow-up email since March.
Priya Raghunathan
Priya RaghunathanIndependent UX researcher and part-time receivables day trader
My Henderson invoice hit an all-time high the same morning Henderson stopped opening my emails. I sold the top. I feel nothing.
Marcus Bell
Marcus BellFractional CMO for four pre-revenue startups
Fee schedule

Priced with the confidence of an institution that predates your client.

Exposure

$0/mo You are the liquidity.
  • One listed invoice at a time
  • Liquidation alerts, push only
  • A 9% spread, which we keep
Get listed

Overleveraged

$49/mo For freelancers with conviction.
  • 10x margin on billable hours
  • Full Client Volatility Index charting
  • Up to three concurrent liquidations
  • Stop-loss goodbye emails
Add leverage

Institutional

$1,150/mo Sole proprietors deserve dark pools.
  • Anonymous invoice dark pool
  • A dedicated liquidation manager named Grant
  • API access to your own solvency
  • One in-person margin call per quarter
Speak with Grant
Notice of settlement

The market opened the day you sent the invoice.

You have been holding an unhedged long position on your client's conscience. Float suggests, in writing, that you stop.

Open the terminal →