Banking infrastructure for the household CEO.

Knit gives your grandmother treasury management, per-grandchild spend controls, and same-day wires to whoever just needs a little something. She has been doing this in her head for forty years. We added a ledger.

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Household Treasury No. 1968-04

Available across the household $84,210.00

The household chairwoman seated at a writing desk in a green study, a brass banker's lamp and a leather ledger beside her. — The chairwoman, at the desk where it is decided

She was running a treasury out of a cookie tin before your fund existed.

Now it reconciles

What the account does

PAGE 01

A card for every grandchild

Issue a dedicated virtual card to each grandchild so you know precisely which one is funding the sneakers. Freeze any card the moment the phone calls stop. Reinstate it the moment they resume.

PAGE 02

Disbursement runway

Real-time burn-rate modeling on the holiday gift fund. Knit projects the exact day generosity becomes a liquidity event, so you can ration the twenties before March.

PAGE 03

Treasury sweep for the cookie tin

Cash sitting in the tin earns nothing and you know it. Knit sweeps idle reserves into a yield account between visits, then sweeps them back before anyone lifts the lid.

Account holders

I froze Kevin's card in February and he called me within the hour. Forty years and that is what it took.

Marjorie Halloran

Chief Executive Grandmother,
the Halloran Household

The cookie tin returned four percent last quarter. I have not told the grandchildren and I do not intend to.

Dolores Petrakis

Treasurer & Sole Signatory,
Petrakis Family Reserve

Brenda answers on the first ring. My own children let it go to voicemail.

Eunice Tran

Founder & Matriarch,
est. 1949

Account classes

Pension

$0/mo

For the grandmother who keeps it in the mattress and trusts no one. We respect this completely.

One checking account
A single virtual card
A monthly statement, printed and mailed, as God intended

Most households

Matriarch

$39/mo

For the operator running three to nine grandchildren across multiple time zones.

Up to twelve per-grandchild cards
Disbursement runway forecasting
Same-day wires memo-stamped "a little something"
A support line answered by an actual person named Brenda

Estate

$2,400/mo

For the dynasty. You know who you are. Your accountant certainly does.

Unlimited cards and beneficiaries
A dedicated treasury liaison, also named Brenda
Inheritance and trust modeling
A physical vault we will not discuss in writing

See the book.

Open the Household Treasury passbook. Freeze a card, sweep the tin, send a little something.

Open the demo →